there's no such thing as a free lunch but there is such a thing as free advice. usually, the value of the advice is inherent to its cost but sometimes it's really good...
1. if it sounds too good to be true…it probably is.
impulsiveness!! i'm never at a loss for things to spend my money on. but sometimes it's best to put your money back into your pocket and step away from the botkier...
2. waste not….want not.
i used to buy fruits and veggies in bulk, because i lived down the street from wal-mart. now, when i buy more than i can eat in 2-3 days, it goes bad in the fridge. since i'm about to be an unemployed student again, i'll have to plan even more carefully...
3. it is better to save a penny than earn a penny.
a penny saved can actually earn you money whereas a penny earned incurs taxes and most likely will be spent. i'm better off figuring out where i can cut back than figuring out how i can earn a little on the side...
4. live within your means!
argh!! the hardest thing for me to do! no matter how i try and no matter how frugal i am, it always seems that i'm living just a few dollars above the floor!
5. have an occasional treat.
ok, i'm through tips 1-4... finally, a tip i can build a habit around!!
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